Us Bank personal credit

The US Bank personal loan can be requested without leaving home and according to the website, the amount is sent in just a matter of hours.


Thus, it can be a good alternative for those in need of emergency funds. Proceed to find out more information about the loan’s advantages and who can apply, including requirements.

Getting to know the company

US Bancorp is the parent company of US Bank National Association, the fifth largest bank in the US.

As a result, in addition to online services, the company operates in 26 states, with over 2,000 branches.

Thus, it has over 70,000 employees available to assist customers with questions related to payments, wealth management, and investments.


It’s worth mentioning that the company has a customer-focused approach, taking responsibility to help people do more with their money every day.

As a result, they offer various services and products, including the US Bank Personal Loan. But keep in mind that the bank also serves entrepreneurs, businesses of all sizes, and government agencies.

In other words, on one platform, you can access different types of services and products to meet your financial needs.

Key Differentiators of US Bank Personal Loan

Use the loan amount for your preferred purpose, such as for a dream vacation, home renovation, medical bills or debt consolidation:

  • Enjoy competitive interest rates;
  • Option for customers without liquid assets or who do not qualify for a mortgage loan, as no collateral is required;
  • Take advantage of loan calculators to estimate monthly payments.

Who Can Apply

You must have a minimum credit score of 660 to apply.

However, meeting this requirement does not guarantee approval as the bank will also perform a credit check.

To apply for the US Bank Personal Loan, you will need:

  • Residential address and employment information;
  • Social Security Number (SSN).

For a higher loan amount, the applicant can apply with a co-signer, who’s credit history will also be evaluated.