The Wells Fargo personal loan can be used to pay off debts, make home improvements, and purchase a service or product you have always dreamed of, such as a trip.
Keep reading to find out more about the loan’s features and requirements for application.
Knowing the company
In March 1852, Henry Wells and William G. Fargo developed the Express Company in San Francisco.
Their main goal was to help customers build businesses and manage their money.
Today, it is a publicly traded company in the United States that provides financial services.
Personal loans are one of its main products, available not only to American customers but also to consumers in the Northern Mariana Islands, the Caribbean, and Canada.
Key features of Wells Fargo personal loans
- Competitive rates and relationship discounts for qualified customers
- No origination fee
- You can apply through the website, in person at a physical branch, or over the phone
Only bank customers can apply.
In addition, the company requires the following personal information:
Social security number or individual tax identification number (ITIN), birthdate, marital status, citizenship status, email, permanent address, and phone number.
The bank also needs information about your income, such as employment status, work phone number, employer name, gross income, and sources of income, such as the monthly mortgage or rent payment.
Loan amount, desired term, and purpose are also important information for obtaining a Wells Fargo personal loan.
Additional documents that may be requested include:
- Utility bills (to verify address),
- Recent pay stubs,
- W2s, or tax returns,
- IRS Form 4506C,
- Copy of driver’s license or social security card,
- Information to pay off existing accounts,
- Power of attorney,
- Employment and Income Authorization Form.
Therefore, by clicking on the button below, you can apply for a Wells Fargo personal loan.