Citi Personal Loan – Pay up to 60 months

Advantages of a Citi Personal Loan

With a Citi Personal Loan, you can get amounts from $2.000 to $30.000. In addition, there are different term options.


For example, you can pay in 12, 24, 36, 48 or 60 months.Another interesting point is that you can check for more affordable interest rates.

Just choose the automatic debit option to pay the installments.

Finally, when you apply for a loan, you can check the solidity of an institution that has more than 200 years of experience.

Interest rates

The rates are fixed and range from 9.99% to 23.99%.


But, for Citigold and Citi Priority clients, the company guarantees a 0.25% discount on the applied interest rate.

Also, on the website, there is the following example of a Citi Personal Loan:

If you borrow $10,000 to be paid back in 36 months, the rate is 11.99%.
Thus, each installment has a value of $332,10, and at the end of the contract, the amount returned is $11.955,60.

Finally, understand that if you are delinquent, the rate can be increased by 2%.

How to apply

You can apply online.

In addition, the application can be made at a physical branch. Find a service point here.

Finally, you can also apply by phone: 1-866-422-0316.

The office hours are from 9 a.m. to 11 p.m.

Shortly after approval, the Citi personal loan amount is received in your Citi account the same day.
However, if you do not have a Citi account, the money is sent within 2 business days.

Otherwise, if you prefer, you can also receive a check within 5 business days.