Citi Personal Credit – Know who can get

The Citi Personal Credit can be used for various purposes, whether to finance a residential project or pay off a debt.


There’s only one detail: the value should not be used for payment of higher education. Despite this, it is a good option for customers due to the differentials that we will discuss next:

Knowing the company

Citi is a bank that aims to become a trusted partner of its customers.

To do this, it offers financial services responsibly that guarantee the growth and economic progress of its clientele.

As a result, it not only offers the Citi Personal Credit, but also has a platform that facilitates payments.


Other types of loans are also provided, as well as investment options for future needs, whether it’s the purchase of the dream home, education of children or retirement.

Thus, it is a good institution for both achieving long-term goals and making day-to-day transactions.

On the other hand, be aware that this is a solid company, considering that it has 200 years of experience helping customers face challenges and take advantage of good opportunities.

Another interesting point is that Citi is a global bank.

Therefore, it serves millions of customers who live in different countries.

Main differentials of the Citi Personal Credit:

  • Request through the internet and receive a response in less than 60 seconds;
  • Fixed rate, so the value of the monthly installment is predictable;
  • Money in the account quickly;
  • Simple application process.

Who can obtain

The minimum annual income to obtain the loan is $10,500.

Additionally, it is important to have an eligible Citi deposit account that has been open for at least 12 months.

Finally, for bank customers, it is possible to obtain the Citi Personal Credit, even if they already have an open loan.

However, it is essential that the first credit has been requested at least 6 months ago.